For over 10 years my wife and I have been paying into an endless black hole of student loans. While in college we accumulated nearly $200,000 in student loans. 10 years after starting to pay our loans back I still have $54,000 to pay off. Last month I had $57,028 remaining. We still have 15 years remaining before the rest is payed, assuming I paid the mimim. I no longer plan to pay the minimum. My plan is to pay them off in 3 years.

Timothy

I gently laid down my baby boy and slowly turned to exit the door.  Creeeeeek.  Crying thus ensued.   My children are the most sensitive babies I know when putting them to bed.  Then again I don’t know many babies.  Thanks to colic, teething, and numerous other problems, my children are difficult to put to sleep.  So I thought it would be fun to create a list of things not to do when putting your baby to bed.

Timothy

Yesterday we attempted to take another family photo.  We returned to the same place we took our last couple photos.  There was wind blowing, Braeden was woken up from a nap, and Johanna was tired from school.  Jolene worked the nightshift before and had only a little sleep as well.

Timothy